Debunking the Myth About Carmel Valley, San Diego 92130 Housing Crash

If you’ve been watching the news lately, you might think the Carmel Valley, San Diego 92130 housing market is on the verge of a crash. I’m here to clear the air: that simply isn’t the case. Our local market remains incredibly resilient, fueled by a classic case of high demand meeting very low supply. If you are trying to make sense of the current landscape, here are the real numbers you need to know:

Homes move fast: Just in Carmel Valley, San Diego 92130, homes are selling in an average of 13 days last April 2026. If you see a house you love, you have to act quickly.

The average home price: The median price for a single-family home as of April is $2.5M. For condos and townhomes, the median price is about $1.16M.

Inventory is tight: We only have about 2.2 to 3.2 months of supply available. A “balanced” market usually needs a 6-month supply. This shortage is why prices are staying strong.

Interest Rates: Rates are around 6.3%. While they aren’t the 3% rates of the past, buyers have adjusted and are still very active.

Luxury is booming: High-end homes are in high demand, with luxury properties ($3.5M+) seeing an increase in pending sale.

A lot of people are sitting on the sidelines waiting for 3% interest rates to return, but I’ll be honest with you—those days are likely gone. The myth is that high rates will kill the market; the reality is that as long as we have more buyers than rooftops, the market stays strong.

Whether you are looking for your first condo or selling a luxury estate, you don’t have to navigate this alone. I am Shirin Rezania Ramos, and I can help you out in your home buying or selling journey. Reach out today at 858-345-0685 and let’s talk about your real estate goals!

What is your home worth? click here.

Homes for sale in Carmel Valley click here.

Shirin Rezania Ramos | 858.345.0685 | www.shirinramos.com | Compass, DRE 0203379

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Shirin Rezania Ramos, Realtor®

858-345-0685

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