Buying a home is an exciting milestone, but certain actions during the process can disrupt your purchase. Here are three things that could alarm your Realtor and threaten your home deal:
1. Opening New Credit Lines: Those tempting store credit offers can alter your credit profile and affect loan approval. Consult your Realtor before making changes.
2. Big Purchases: Major expenses, like a new car, can disrupt your debt-to-income ratio, potentially raising lender concerns. Discuss any large purchases with your Realtor first.
3. Job Changes: Stability is crucial. Quitting or changing jobs during this time can impact your loan process. Wait until after closing to make career moves.
To ensure a smooth journey to home ownership, reach out to your Realtor with questions or concerns before making major financial decisions. As a licensed Real Estate Broker, I, Shirin Rezania Ramos, am here to guide you through every step of your home buying or selling journey.
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Shirin Rezania Ramos | 858.345.0685 | www.shirinramos.com | Compass, DRE 0203379
