San Diego’s real estate market in 2025 has been active and dynamic, and as we look ahead to 2026, there’s a lot to consider. Whether you’re buying, selling, or just curious about the housing market. Let’s break it down in simple terms.
What Happened in 2025?
This year, San Diego saw big changes in the housing market:
• Home prices rose – The median price for a home hit $1,040,000, up 6.1% from last year
• More homes for sale – The number of homes listed went up by 70%, giving buyers more choices
• Faster sales – Even with more homes on the market, they sold quickly. Usually in about 26 days
• Who’s buying? – Millennials (ages 28 to 43) have been leading, making up over half of mortgage inquiries
What’s Coming in 2026?
Here’s what experts predict for next year:
• Prices may steady – Home values are expected to rise just slightly by around 1.2%. This could mean the market is stabilizing
• Lower mortgage rates – Interest rates on home loans might dip to about 6.0%, making borrowing a bit easier
• More sales – There’s a small but positive forecast for a 2% increase in home sales, hinting at a recovering market
What Does This Mean for You?
For buyers, slight price increases and lower mortgage rates could make 2026 a good year to explore options. For sellers, the strong demand might mean it’s still a great time to list your property. However, affordability will continue to be a hurdle for many.
Whether you’re planning to buy your dream home, sell your current one, or just need advice, navigating San Diego’s real estate market can feel overwhelming. That’s where I, Shirin Rezania Ramos, come in. With my deep market knowledge and dedication to my clients, I’ll guide you every step of the way. Reach out today to start planning your next move! Call me at 858-345-0685.
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Shirin Rezania Ramos | 858.345.0685 | www.shirinramos.com | Compass, DRE 0203379
