
It may feel like a lot at first, but understanding a few key trends can make everything clearer. Let’s talk about the 4 important signals to watch in 2026 and what they mean for buyers and sellers.
1. Inventory (Homes for Sale)
Good news for buyers! In 2026, there could be 10% more homes coming on the market compared to last year. What does this mean? More choices for you and possibly better prices as the competition decreases.
2. Home Prices
Home prices are expected to go up just a little—about 0.5%. But here’s the exciting part: incomes are growing faster! That makes homes more affordable overall. It’s a great time to plan if you’ve been waiting for the right moment to buy.
3. Mortgage Rates
If you’re thinking about financing a home, watch this closely. Mortgage rates are predicted to stay between 5.9% and 6.9%, with an average around 6.4%. That’s a more stable and friendly range for buyers compared to recent years.
4. Home Sales
More people are expected to return to the market, with home sales increasing by 5% to reach about 4.25 million. This is because more homes will be available, and financing will be more favorable, making it an excellent time for buyers to take action.

These signals show that 2026 could be a year of opportunity, whether you’re buying, selling, or just keeping an eye on the market.
Curious about what this means for you? Check out this 2026 Housing Market Outlook for deeper insights. It’s a must-read if you want to stay ahead this year! For more detailed insights and market updates especially on your desired neighborhood, please do not hesitate to ask questions. You can contact us at 858-345-0685.
What is your home worth? click here.
Homes for sale in Carmel Valley click here.
Shirin Rezania Ramos | 858.345.0685 | www.shirinramos.com | Compass, DRE 0203379


