The Role of Preliminary Title Reports & Title Insurance

The Preliminary Title Report’s importance in showing the impact of transfer deeds on property ownership explains why the report does not automatically display the property’s seller. It emphasizes reasons such as uninsured transactions and defects in transfer deeds.

A title insurance company’s responsibility in insuring against these transfers includes protection against liens, fraud, and forgery related to property transactions. In addition, buyers and lenders will be protected from future title conflicts. It highlights the importance of title insurance over the roles of notaries and county recorders, which provide limited protection compared to title insurance’s total coverage against future challenges to property titles.

Source: California Title Company

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Shirin Rezania Ramos | 858.345.0685 | | Compass, DRE 0203379

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